Sorry for not answering earlier. LOL ms Salander would probably have good answers :-) I do agree that "the contract cost over time far outweighs the initial purchase price". I am leaning strongly towards the 4s but am still worrying a bit about GPS accuracy (I have no funds for a separate GPS right now). I have considering a Samsung too, the latest Galaxy to be more precise. Which one do you have? BTW I'm a she not a he.