I looked back at this real quick and saw Jamie Z's post. Looks like he's right, I didn't even really look at the pictures. Just posting again to add something to his post: If the progam you are using does not accept you entering the decimal values into the minute field, just multiply the decimal minutes by 60 (.401 x 60= 24.06) to get the seconds. So 0 deg 20.604 min equals 0 deg 20 min 24.06 sec. If the program wouldn't accept decimal minutes it most likely won't accept a decimal value in the seconds field, so you have to round 24.06 down to 24 so you do lose some accuracy with that program but I guess that might be a gauge of how good the program is.
Sorry had to edit (twice) for spelling.