I usually carry mine on my waistband in a paddle holster. I cover it with a hooded sweatshirt or if it's warm out I sometimes wear a very lightweight running shell to conceal it. If it's hot I sometimes use a fanny pack.
I usually carry when I cache because I do it with my two small boys and in secluded places where caches are commonly hidden. I'm in California, but I'm a Police Officer so I can carry a concealed weapon.